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Why Are Investors Increasing Allocations to Asset-Based Credit?
Asset-based lending is on the rise
Private asset-based lending (ABL) has surged in recent years, driven by investor demand for attractive yields and diversified risk.
What backs ABL?
Unlike corporate credit, ABL is secured by broad range of large, diversified pools of collateral.
Why it matters
ABL doesn’t rely on a borrower’s profitability, but rather the strength of the underlying collateral. The promise of future profits is good. But we believe security is better.
Faster repayment
Asset-based loans amortize over time, providing regular cash flow and risk reduction. Most corporate loans? A lump-sum repayment risk at maturity.
Strong risk-adjusted returns
ABL offers compelling returns with built-in downside protection – especially in volatile markets.
Our focus
SCIO specialises in hard-to-access private European lower mid-market asset-based loans. Founded in 2009, we deliver institutional execution to an overlooked market segment.
SCIO. Smarter credit.
In a world of rising geopolitical risk and mounting debt concerns, asset-based lending strategies offer resilience against public market volatility and rising long-term rates.
SCIO specialises in sourcing high-conviction, hard-to-access ABL opportunities in the €5–25m segment — with institutional-quality execution and strong downside protection.
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